02
Nov

Wendy Wortham on Planning Ahead For Funeral Expenses

No one is ever fully prepared for the passing of a loved one, but its comforting to know you can take control of at least some aspects of funeral planning: finding a suitable funeral home and the costs. During a time of extreme vulnerability, when decisions must be made quickly, the last thing you want is to make a major last minute financial decision!

According to the most recent data from the National Funeral Directors Association the average adult funeral was $6,650 in 2009. That doesn’t include the minister, the headstone, the flowers, or the limousine rentals, which can add to the cost. Having arrangements ahead of time can save your family from feeling overwhelmed with decisions on top of being grief stricken.

It’s important to know your rights and the laws if your state regarding funerals and burials. Be aware of necessary paperwork required when choosing someone other than your next of kin to be in charge of the arrangements.

For a complete review of the laws in Texas see the pamphlet issued by the Funeral Ethics Commission http://www.funeralethics.org/TXCR.pdf

If you are comfortable per planning for funeral arrangements, the Better Business Bureau recommends this advice:

Write a will-
Consider consulting a lawyer or estate planner for help. Putting your wishes on paper will gain you leave of mind knowing your possessions will end up in the right hands.

Create a budget-
Research the funeral homes in your area and request a General Price List that details the cost of EVERY service. It is possible to obtain this information over the phone, however, its best to have it in writing.

Visit the establishment-
Before making any final decisions, visit the funeral establishment and gravesite in person to examine the facilities and meet the director. Go to BBB.org to find details about the company and consumer complaint information.

Check operating licenses-
Check that any funeral establishment you are considering has been licensed and is registered by the Texas Funeral Commission.

Keep your records-
Funeral directors are required to provide you with a copy of the funeral purchase agreement, which lists out all of the items you selected, and the prices.

Need a Minister? I’m on call 24 hrs a day at 682-229-6838 with Graveside and Memorial services starting at $75 I will personally cater a ceremony to your religious or non religious needs.

Reverend Wendy Wortham
www.texastwinsevents.com